Personal loan vs credit card: What serves you best in interest rate and borrowing?

Understanding the cost, flexibility, and repayment plan of your personal loan enables you to choose the borrowing options.
Getting a personal loan with a 610 credit score? What are your options

Your credit score of 610 is not good, but it doesn’t necessarily mean you’re in the dark. That’s how lenders see it—and what you can do to improve prospects of being approved.
How to maximize your home loan tax benefits in FY 2024–25: Here’s what you can claim

Filing your income tax return this year? Don’t overlook these deductions that are linked to your home loan—they may lower your tax outgo by a significant amount.
An SIP of 10K in this flexi cap mutual fund would have grown to ₹30 lakh in 10 years. Check how

Mutual Funds: Under the rupee cost averaging, investor can average out the cost of acquiring an asset when s/he buys its units at different price points over a period of time.
Siva Kamatham

Executive Director
Venu Sadu

Executive Director
Jagan Rayavarapu

Managing Director
Tax Optimization

Keeping more of what you earn starts with a smart tax strategy. UFP helps families and business owners reduce their tax burden through legal, proven methods — including tax-free growth vehicles, deduction planning, and retirement account optimization. We turn complex tax laws into clear opportunities for you.
Retirement Planning

A comfortable retirement doesn’t happen by accident — it takes a plan. UFP designs personalized retirement strategies that help you build tax-efficient income, protect your savings from market volatility, and ensure your money lasts as long as you do. Start planning today so your future is secure.
Estate Planning (WILL & TRUST)

Your legacy deserves to be protected. UFP guides families through estate planning essentials — wills, trusts, beneficiary reviews, and wealth transfer strategies — so the assets you’ve worked hard to build are passed on to the people you love, with minimal taxes and zero confusion.